Terms of Use


PLEASE READ THIS TERMS OF USE AGREEMENT CAREFULLY BEFORE USING THIS WEBSITE.

BidMoni Inc. provides the website known as www.bidmoni.com or fiduciaryshield.bidmoni.com. All services related to the Site are subject to your compliance with the terms and conditions set forth in this Agreement. Your use of the Site is subject to the following terms and conditions (“Terms of Use”).

BY ACCESSING ANY AREAS OF THIS SITE, YOU AGREE TO BE LEGALLY BOUND AND TO ABIDE BY THESE TERMS OF USE. IF YOU DO NOT AGREE WITH ANY PART OF THESE TERMS OF USE, YOU SHOULD NOT REGISTER WITH OR USE THIS SITE.

CHANGES TO THE SITE
We reserve the right, at our discretion, to update or revise these Terms of Use, or any information, text, data, databases, graphics, logos, images, button icons, sound recordings, video materials, audio clips, logos, software, features, services, and other materials within the Site (all such materials, and any compilation, collection, or arrangement thereof, the “Content”) from time to time. Please check these Terms of Use periodically for changes. Your continued use of this Site following the posting of any changes to the Terms of Use constitutes acceptance of those changes.

PRIVACY
We are committed to protecting your privacy. We do not sell, trade, or disclose your personal information to others without your prior consent, except as set forth in our Privacy Policy. We do share aggregated user information with certain third parties. For example, we may share aggregated Ste traffic patterns or aggregated survey data, but not in any way that would enable any third party to identify information about individual users. For more details, please read our Privacy Policy.

LICENSE TO ACCESS AND USE
You may access and use this Site only for your personal use (or, if accessing the Site on behalf of a company, only your company’s own internal use). Any other access to or use of the Site or the Content constitutes a violation of these Terms of Use and may violate applicable copyright, trademark, or other laws.

You may not access, use, or copy any portion of the Site or of the Content through the use of bots, spiders, scrapers, web crawlers, indexing agents, or other automated devices or mechanisms. You agree not to remove or modify any copyright notice or trademark legend, author attribution, or other notice placed on or contained within any of the Content. Except as expressly authorized by us in writing, or as permitted under your Subscription Agreement or other agreement between you and Fiduciary Benchmarks, in no event will you reproduce, redistribute, duplicate, copy, sell, resell, or exploit for any commercial purpose any portion of the Site or the Content or any access to or use of the Site or the Content.

You may not use any device, software or routine, including but not limited to any viruses, trojan horses, worms, time bombs or cancel bots, intended to damage or interfere with the proper working of the Site or any purchase being conducted on our Site or to surreptitiously intercept or expropriate any system, data or personal information from the Site.

REGISTRATION AND SECURITY
When you register, you will be asked to provide certain information about yourself, such as your full name, company name, company Employer Identification Number (EIN), company business model, company’s broker-dealer (if applicable), and email address. You agree to provide accurate and complete information when registering. Our use and disclosure of this information will be subject to our Privacy Policy. You will establish a password as part of completing the registration process. As discussed in our Privacy Policy, it is important that you keep your password confidential at all times and not share it with anyone. You agree to notify BidMoni immediately if you discover loss or access to your password by another party, not under your control and supervision. BidMoni will not be liable for any loss or damage arising from the unauthorized use of your password.

You represent that you are of sufficient legal age to create binding legal obligations for any liability you may incur as a result of your use of this Site.

PROPRIETARY RIGHTS
All Content is the property of BidMoni or its Content suppliers. All software used on this Site is the property of BidMoni or its software suppliers and protected by U.S. and international copyright laws. You acknowledge and agree that all Content and materials available on this Site are protected by copyrights, trademarks, service marks, patents, trade secrets, or other intellectual property or proprietary rights and laws of the United States and other countries. Except as expressly authorized byBidMoni, you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from such materials or Content. Systematic retrieval of data or other content from this Site to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission from BidMoni is prohibited. In addition, use of the Content or materials for any purpose not expressly permitted in these Terms of Use is strictly prohibited.


DISCLAIMER OF WARRANTIES
ALL CONTENT IS PROVIDED “AS IS” AND “AS AVAILABLE” FOR YOUR USE. THE CONTENT IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, AND ALL SUCH WARRANTIES ARE EXPRESSLY DISCLAIMED AND EXCLUDED.BIDMONI, ITS AFFILIATES, AND ITS LICENSORS DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THIS SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; THAT THE USE OF THIS SITE OR ANY THIRD PARTY WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE; OR THAT THE CONTENT IS FREE OF VIRUSES OR OTHER DISABLING DEVICES OR HARMFUL COMPONENTS. YOUR AND YOUR COMPANY’S USE OF THIS SITE IS SOLELY AT YOUR AND ITS SOLE RISK. BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, THESE EXCLUSIONS MAY NOT APPLY TO YOU; HOWEVER, BIDMONI’ LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT PERMITTED BY LAW.

LIMITATION OF LIABILITY
Except as otherwise expressly provided on this Site in connection with certain services, under no circumstances shall BidMoni, its affiliates, its licensors, contractors, suppliers, content-providers, and other similar entities, and the officers, directors, employees, representatives, and agents of each of the foregoing (collectively, our “Representatives”) be liable for any direct, indirect, punitive, incidental, special, or consequential damages that result from the use of, or inability to use, this Site. This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if BidMoni has been advised of the possibility of such damage. Because some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, BidMoni’ liability in such jurisdictions shall be limited to the extent permitted by law. If, notwithstanding the above, BidMoni is found liable for any loss or damage relating to the use of this Site, you agree that the liability of BidMoni shall in no event exceed, in the aggregate for all claims, the fee or charge you have paid BidMoni in connection with the transaction from which your claim arises.

INDEMNIFICATION
Upon a request by BidMoni, you agree to defend, indemnify, and hold harmless BidMoni and its Representatives from all liabilities, losses, damages, suits, claims, and expenses, including reasonable attorney’s fees, that arise from: (a) any Submission (as defined below) or other information that you submit, post to, or transmit through the Site; (b) your access to and use of the Content, the Site, and other materials, products, and services available on or through the Site and BidMoni; (c) your violation of these Terms or misuse of this Site; (d) your violation of any rights of any third party; (e) your website; and (f) any unauthorized use of a username, password, or account number. BidMoni reserves, and you grant to us, the right, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will cooperate with BidMoni in asserting any available defenses.

TERMINATION OF ACCESS
BidMoni and its affiliates reserve the right to terminate your access to this Site, refuse service, terminate accounts and/or cancel orders in its discretion, including, without limitation, if (a) BidMoni believes that your conduct violates applicable law or is harmful to the interests of BidMoni and/or its affiliates, or (b) you breach the terms of any agreement between you and BidMoni, including, without limitation, these Terms of Use.

RULES OF USER CONDUCT
By posting Submissions or information in or otherwise using any communications service,rfp software, or other interactive services that may be available to you on or through this Site,agree that you will not upload, post, or otherwise distribute or facilitate distribution of any content — including text, communications, software, images, sounds, data, or other information — that:

is unlawful, threatening, abusive, harassing, defamatory, libelous, deceptive, fraudulent, invasive of another’s privacy, tortious, contains explicit or graphic descriptions or accounts of sexual acts (including, but not limited to, sexual language of a violent or threatening nature directed at another individual or group of individuals), or otherwise violates BidMoni rules or policies;
victimizes, harasses, degrades, or intimidates an individual or group of individuals on the basis of religion, gender, sexual orientation, race, ethnicity, age, or disability;
infringes on any patent, trademark, trade secret, copyright, right of publicity, or other proprietary right of any party;
constitutes unauthorized or unsolicited advertising, junk or bulk e-mail, chain letters, any other form of unauthorized solicitation, or any form of lottery or gambling;
contains software viruses or any other computer code, files, or programs that are designed or intended to disrupt, damage, or limit the functioning of any software, hardware, or telecommunications equipment or to damage or obtain unauthorized access to any data or other information of any third party;
imposes an unreasonably or disproportionately large load on the Site or otherwise interferes with or inhibits any other user of this Site from using or enjoying the Site; or
impersonates any person or entity, including any employee or representative of BidMoni.
You also agree that you will not harvest or collect information about BidMoni’ system users or use such information for the purpose of transmitting or facilitating transmission of unsolicited bulk electronic e-mail or communications.

As a service provider, you are never to contact an employer, Tpa, or advisor that is conducting a bid, Rfp,or research without their prior consent or initiation. Such actions may constitute limitations on bid information or possible removal from the system.

You further agree that you will not knowingly solicit or collect personal information from a minor without appropriate prior verifiable parental consent.

USER COMMENTS, FEEDBACK, AND OTHER SUBMISSIONS
With regard to all comments, feedback, suggestions , ideas and material (“Submissions”) submitted or offered to BidMonis or in connection with your use of this Site, or that you may post to this Site, such as on bulletin boards and/or message boards, you (a) grant BidMonis and its affiliates and licensees an irrevocable, perpetual, non-exclusive, transferable, royalty-free, and worldwide license (with the right to sublicense) to use, reproduce, prepare derivative works of, display, perform, adapt, modify, distribute, have distributed, and promote the Submission in any form, anywhere and for any purpose commercial, advertising, or otherwise, on or in connection with the Site or the promotion thereof; and (b) warrant and represent that you own or otherwise control all of the necessary rights to the Submission and that public posting and use of the Submission by BidMonis will not infringe or violate the rights of any third party.

MONITORING AND RIGHT TO REMOVE CONTENT
BidMoni generally does not pre-screen, monitor, or edit the Submissions posted by users of communications services, chat rooms, message boards, newsgroups, software libraries, or other interactive services that may be available on or through this Site. However, BidMoni and its agents have the right (though not the obligation) at their sole discretion to remove any Submission that, in BidMonis’ judgment, does not comply with the Site Rules of User Conduct or is otherwise harmful, objectionable, or inaccurate. BidMoni is not responsible for any failure or delay in removing such content.


INTERNATIONAL USE
BidMoni makes no representation that the Site or Content are appropriate or available for use in locations outside the United States, and accessing them from territories where their contents are illegal is prohibited. If you choose to access this Site from other locations, you do so at your own initiative, at your own risk, and are responsible for complying with applicable local laws.

SEVERABILITY AND INTEGRATION
Unless otherwise specified herein, these Terms of Use and the Privacy Policy (as each may be revised and amended from time to time) collectively constitute the entire agreement between you and BidMoni with respect to this Site and supersede all prior or contemporaneous communications and proposals (whether oral, written, or electronic) between you and BidMoni with respect to this Site. If any part of these Terms of Use is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining portions shall remain in full force and effect.

OTHER AGREEMENTS
Notwithstanding the above SEVERABILITY AND INTEGRATION provision, if you have entered into a separate written agreement with BidMoni with respect to your use of the Site or any Content, that agreement will supersede these Terms of Use to the extent they are in conflict.

MISCELLANEOUS
Our electronically or otherwise properly stored copy of these Terms of Use will be deemed to be the true, complete, valid, authentic, and enforceable copy, and you agree that you will not contest the admissibility or enforceability of our copy of these Terms of Use in connection with any action or proceeding arising out of or relating to these Terms of Use.

Any provisions of these Terms of Use that are reasonably inferable to have been intended to survive termination (including, but not limited to, any provisions regarding limitation of our liability or indemnification) will continue in effect beyond any such termination of access to this Site.

These Terms of Use do not confer any rights, remedies, or benefits upon any person other than you or your company and our Representatives.

We may assign our rights and duties under these Terms of Use at any time to any third party without notice. You may not assign these Terms of Use without our prior written consent.

Our waiver of any breach of these Terms will not be a waiver of any preceding or subsequent breach thereof.

Possible evidence of the use of the Site for illegal purposes will be provided to law enforcement authorities.

Discontinuation of use of this Site is your sole right and remedy for any dissatisfaction with the Site or any of the Content.


SUBSCRIPTIONS
Month-to-month
Service begins as soon as your initial payment is processed. Your subscription will continue without renewal notice until you cancel. If you cancel within 14 days of your initial order, you’ll be fully refunded. Should you cancel after 14 days, your payment is non-refundable and your service will continue until the end of that month’s billing period. Because there’s no annual contract, your monthly rate is subject to change, but you will be notified of any change in your monthly rate with the option to cancel in accordance with these terms. Cancellations can be made any time by visiting your Manage Account page or by contacting Customer Support.

Annual contract, prepaid
Service begins as soon as your payment is processed. You’ll be charged the annual rate stated at the time of purchase as one lump sum. Your contract will renew automatically, on your annual renewal date, until you cancel. You will receive advance notice prior to your annual renewal. Renewal rates are subject to change, but you will be notified of any change in your rate with the option to cancel in accordance with these terms. If you cancel within 14 days of your initial order, you’ll be fully refunded. Should you cancel after 14 days, your payment is non-refundable and your service will continue until the end of your contracted term. Cancellations can be made any time by visiting your Manage Account page or by contacting Customer Support.

Changing Subscriptions

Advisors can upgrade, downgrade, and/or cancel their subscription at any time.

If an Advisor downgrades before the end of the full month, we will not rebate back any of the subscription cost (i.e. if Advisor cancels on 3/25 but month ends on 3/31, nothing will be rebated).

If an Advisor upgrades mid-month, the package will be immediately available, and the price will be prorated.  The first full month would begin the full subscription price.

If an Advisor downgrades to the free version, they will receive no refund but will retain their package through the end of the billing period. They will retain everything that was purchased or collected during the original subscription period including RFPs and Reports.