Appleton, Wisconsin tra401k.com/ Founded in 1996
Contact Information

TRA, Inc.

We make your job EASY… We make you look GOOD… We help you WIN more business!™
As a national retirement services company, The Retirement Advantage (TRA) provides third party administration and fiduciary services to plan sponsors, financial advisors, wealth managers and businesses of all sizes. Our commitment to providing expert consultation, resources and exceptional customer service has positioned TRA as one of the largest, privately held third party administrators in the nation. We proudly serve more than 11,000 plan sponsors with more than $11 billion in retirement assets under our administration. You can count on us to deliver on time, on budget and with precise attention to detail.
  • Basic Info
  • News Feed
  • Our Team
Regarding 401k administration: Regarding 403b administration: Regarding 457b administration:

News Articles Archive - TRA

PRESS RELEASE – TRA Reunites with Stephen Switzer as the Newest Regional Plan Consultant
10/2/2023 1:00:07 PM +00:00

The Retirement Advantage, Inc. (TRA), a leading provider of retirement plan solutions, is pleased to announce the appointment of Stephen Switzer to its Regional Plan Consulting (RPC) team. Switzer will assume the role of RPC, serving clients in Alabama, Florida, Georgia, Louisiana, Mississippi, the Carolinas, and Tennessee. He will report directly to Darin Erdmann, TRA's Director of Sales & Distribution.

The post PRESS RELEASE – TRA Reunites with Stephen Switzer as the Newest Regional Plan Consultant appeared first on TRA.

CASE OF THE WEEK – What is a “414(k) Plan?”
9/29/2023 1:03:50 PM +00:00

Discover the 414(k) Account: A Unique Retirement Option - A 414(k) account, a distinct subaccount within a DB plan funded by employer contributions, operates much like a DC plan and requires specific plan language to establish.

The post CASE OF THE WEEK – What is a “414(k) Plan?” appeared first on TRA.

CASE OF THE WEEK – Did SECURE Acts 1.0 and/or 2.0 Change the Deadline for Setting Up a SIMPLE IRA Plan?
9/22/2023 1:00:29 PM +00:00

Attention business owners! If you're keen on setting up SIMPLE IRA plans, it's crucial to know the deadline and the essential steps required for a seamless and successful establishment.

The post CASE OF THE WEEK – Did SECURE Acts 1.0 and/or 2.0 Change the Deadline for Setting Up a SIMPLE IRA Plan? appeared first on TRA.

PRESS RELEASE – The Retirement Advantage (TRA) Strengthens Distribution Team in the Southwest
9/20/2023 3:00:06 PM +00:00

The Retirement Advantage, Inc. (TRA), an independently owned, nationally recognized retirement services company, is thrilled to announce the addition of Jesse McLeod to their team as the newest Regional Plan Consultant (RPC). McLeod will be responsible for overseeing a territory that includes Arizona, Southern California, Hawaii, New Mexico, Nevada, and Utah, reporting directly to Darin Erdmann, TRA's Director of Sales & Distribution.

The post PRESS RELEASE – The Retirement Advantage (TRA) Strengthens Distribution Team in the Southwest appeared first on TRA.

CASE OF THE WEEK – Automatic Enrollment and Governmental 457(b) Plans
9/15/2023 1:00:46 PM +00:00

The inclusion of an automatic enrollment feature in a governmental 457(b) plan is contingent upon state law. To gain a clear understanding of the regulations in a specific state, it is advisable to consult with a knowledgeable professional who has a deep understanding of that state's statutes.

The post CASE OF THE WEEK – Automatic Enrollment and Governmental 457(b) Plans appeared first on TRA.

CASE OF THE WEEK – Can My Client Still Set Up a 401(k) Plan for 2022?
9/8/2023 1:00:11 PM +00:00

The SECURE Acts 1.0 and 2.0 have introduced beneficial modifications to the rules governing plan creation and financing. One noteworthy change is the option to retroactively make first-year elective deferrals for specific unincorporated business owners, effective starting from the 2023 plan year. However, it's essential for potential investors to exercise caution and thoroughly explore the intricacies of these changes by engaging in discussions with their tax and legal advisors before committing to a plan.

The post CASE OF THE WEEK – Can My Client Still Set Up a 401(k) Plan for 2022? appeared first on TRA.

CASE OF THE WEEK – Chapter 7 vs. Chapter 11 Bankruptcy and Considerations for Retirement Plans
9/1/2023 1:00:18 PM +00:00

When a business files for bankruptcy, there will be unique considerations with respect to the business’s retirement plan depending on the type of filing (Chapter 7 or 11). Participants assets are always protected from a bankrupt employer’s creditors, but whether the plan continues depends on the situation.

The post CASE OF THE WEEK – Chapter 7 vs. Chapter 11 Bankruptcy and Considerations for Retirement Plans appeared first on TRA.

CASE OF THE WEEK – Proxy Voting on Securities Held in Qualified Plans
8/25/2023 1:00:18 PM +00:00

To understand who is responsible for voting proxies for securities held in a qualified retirement plan, refer to the governing plan documents. The plan document should clearly outline the authority for proxy voting and ensure that the process and procedures comply with DOL regulations that prioritize prudence and loyalty.

The post CASE OF THE WEEK – Proxy Voting on Securities Held in Qualified Plans appeared first on TRA.

PRESS RELEASE – The Retirement Advantage, Inc. Welcomes Nic Irick to Bolster Regional Plan Consulting Team
8/22/2023 1:00:33 PM +00:00

The Retirement Advantage, Inc. (TRA), a prominent provider of retirement plan solutions, is proud to announce the latest addition to its Regional Plan Consulting (RPC) team.

The post PRESS RELEASE – The Retirement Advantage, Inc. Welcomes Nic Irick to Bolster Regional Plan Consulting Team appeared first on TRA.

CASE OF THE WEEK – Retirement Plans and FDIC Coverage
8/18/2023 1:00:55 PM +00:00

Retirement funds deposited within an FDIC-insured institution receive coverage if they're allocated to deposit products such as checking accounts, savings accounts, money market deposit accounts, or certificates of deposit (CDs). The extent of coverage is contingent upon factors such as the nature of the retirement assets being self-directed or administrator-directed, as well as their classification as contingent, noncontingent, or overfunded sums.

The post CASE OF THE WEEK – Retirement Plans and FDIC Coverage appeared first on TRA.

Our Team
Brian Flynn
Regional Plan Consultant
Grant Livingston
Regional Plan Consultant
Jim Rothaus
Regional Plan Consultant
Matt Solomon
Regional Plan Consultant
Mike Schessler
Regional Plan Consultant
Paul Phan
Regional Plan Consultant
Brenda Brumm
Internal Plan Consultants Team Lead
Jodie Mellon
Internal Plan Consultant
Jodie Mellon
Internal Plan Consultant
Austin Solomon
Internal Plan Consultant
Philanthorpy

Advisors

We offer a comprehensive platform to help grow and manage your employer sponsored retirement plan business.

Get Started

Employers

Let us help you fulfil key fiduciary obligations and reduce exposure to ERISA litigation while saving you time.

Get Started

Employees

As an employee, are you paying reasonable fees on your retirement plan? Let’s find out!

Get Started