TRA’s Amy Hilton is featured in NIPA’s Women in Business Spotlight, highlighting her leadership in retirement plan administration and her commitment to service, learning, and empowering future women in the industry.
The post TRA’s Amy Hilton Recognized by NIPA for Excellence in Retirement Services appeared first on TRA.
TRA and STAX.ai automate payroll integration and strengthen 401(k) compliance, reducing manual work and improving accuracy for plan sponsors and TPAs.
The post TRA and STAX.ai Revolutionize 401(k) Administration Through Automation appeared first on TRA.
Learn whether a 401(k) plan can invest in a cannabis company. Understand the legal landscape, ERISA fiduciary limits, provider restrictions, and why most plans avoid direct cannabis investments despite no explicit statutory ban.
The post CASE OF THE WEEK – Cannabis appeared first on TRA.
Explore key considerations for Canadian residents with U.S. retirement plans. Learn how the Canada–U.S. Income Tax Treaty impacts 401(k) and IRA rollovers, and why tax treatment differences matter for retirement planning.
The post CASE OF THE WEEK – Canadian Rollover appeared first on TRA.
The Retirement Advantage, Inc. has promoted India Troyer to Chief Financial Officer. Troyer will lead financial strategy and operations, driving growth and innovation. With more than 18 years of experience, she has been instrumental in strengthening processes and guiding strategic initiatives since joining TRA in 2016.
The post PRESS RELEASE – The Retirement Advantage, Inc. (TRA) Promotes India Troyer to Chief Financial Officer appeared first on TRA.
Employers may allow employees to convert unused PTO into 401(k) contributions if both the plan document and PTO policy permit it. The IRS supports this under Revenue Rulings 2009-31 and 2009-32, but contributions must comply with nondiscrimination rules and IRS limits. While coordination can be complex, this option can help employees boost retirement savings.
The post CASE OF THE WEEK – PTO as 401(k) Contribution appeared first on TRA.
Rolling over real estate from a 401(k) to an IRA is possible under Treasury regulations, but the process involves complex steps and logistical challenges. Learn what plan provisions, trustee requirements, and valuation rules apply before attempting an in-kind transfer.
The post CASE OF THE WEEK – Property Rollover appeared first on TRA.
Discover free tools and resources to help plan sponsors investigate complaints or lawsuits against prospective financial advisors. Learn how Form ADV, FINRA BrokerCheck, and other databases support prudent selection under ERISA guidelines.
The post CASE OF THE WEEK – Investigating Fiduciaries appeared first on TRA.
In-plan Roth conversions are permanent and cannot be reversed. Learn why these transactions are irrevocable, the tax implications, and why consulting a tax advisor before converting is essential.
The post CASE OF THE WEEK – In-Plan Roth Conversions appeared first on TRA.
Managing retirement plan notices is complex—but Plan Notice service simplifies compliance through automation, multilingual support, and audit-ready delivery, helping plan sponsors reduce risk and streamline administration.
The post Simplifying 401(k) Compliance: How TRA and Plan Notice Are Transforming Retirement Plan Administration appeared first on TRA.
We offer a comprehensive platform to help grow and manage your employer sponsored retirement plan business.
Let us help you fulfil key fiduciary obligations and reduce exposure to ERISA litigation while saving you time.
As an employee, are you paying reasonable fees on your retirement plan? Let’s find out!