Appleton, Wisconsin tra401k.com/ Founded in 1996
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TRA, Inc.

We make your job EASY… We make you look GOOD… We help you WIN more business!™
As a national retirement services company, The Retirement Advantage (TRA) provides third party administration and fiduciary services to plan sponsors, financial advisors, wealth managers and businesses of all sizes. Our commitment to providing expert consultation, resources and exceptional customer service has positioned TRA as one of the largest, privately held third party administrators in the nation. We proudly serve more than 11,000 plan sponsors with more than $11 billion in retirement assets under our administration. You can count on us to deliver on time, on budget and with precise attention to detail.
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News Articles Archive - TRA

CASE OF THE WEEK – Nongovernmental 457(b) Plans and Rollovers … The Two Don’t Mix
2/23/2024 2:00:57 PM +00:00

Nongovernmental 457(b) plan distributions are not eligible for rollover. In some cases, amounts could be transferred to another tax-exempt 457(b) plan if certain conditions are met.

The post CASE OF THE WEEK – Nongovernmental 457(b) Plans and Rollovers … The Two Don’t Mix appeared first on TRA.

Plan Sponsors Ask…
2/20/2024 1:41:42 PM +00:00

Explore recent studies shedding light on the services plan sponsors value most from their advisors. Stay informed about industry trends to enhance the effectiveness of your partnership and ensure your priorities align with the valued services in the evolving landscape of retirement planning.

The post Plan Sponsors Ask… appeared first on TRA.

CASE OF THE WEEK – State and Local Plans for Public Employees—Are They Protected?
2/16/2024 2:00:27 PM +00:00

Discover how public pensions are protected in all 50 states, despite limited federal involvement. Uncover the nuances between state plans, necessitating expertise in pension law and investment theories for effective navigation.

The post CASE OF THE WEEK – State and Local Plans for Public Employees—Are They Protected? appeared first on TRA.

Plan Sponsors Ask…
2/13/2024 1:32:22 PM +00:00

Explore the potential benefits of integrating the SECURE 2.0 provision, enabling employers to make matching contributions linked to student loan repayments. Engage in preliminary discussions with your recordkeeper and seek available data to assess the value of this innovative offering for your employees. Stay informed about the impact on employee financial wellness and make data-driven decisions as you navigate the evolving landscape of employer-sponsored benefits.

The post Plan Sponsors Ask… appeared first on TRA.

CASE OF THE WEEK – Long-Term Part-Time Employees and Liberal Plan Entry
2/9/2024 2:00:53 PM +00:00

Discover how in 2024, the first LTPTEs gained eligibility for 401(k) participation. Uncover how plans with more flexible criteria bypass LTPTE regulations.

The post CASE OF THE WEEK – Long-Term Part-Time Employees and Liberal Plan Entry appeared first on TRA.

The American Way
2/6/2024 1:29:00 PM +00:00

As a responsible plan sponsor, it's crucial to assess your investment menu relative to industry peers. In leveraging your retirement plan for recruitment and retention, ensure competitiveness in the benefits you offer. Aligning with fiduciary standards is imperative, acknowledging that a one-size-fits-all approach doesn't apply to investment lineups. Explore Vanguard's How America Saves 2023 report for a comprehensive overview of investment menu offerings, participant usage, and emerging trends nationwide. Use this valuable resource in your ongoing investment review meetings with advisors to maintain competitiveness and cater to the diverse needs of your employees. Uncover key insights from the 2023 study for informed decision-making.

The post The American Way appeared first on TRA.

CASE OF THE WEEK – Suspending Social Security Retirement Benefits
2/2/2024 2:00:14 PM +00:00

Navigating the complexities of suspending Social Security retiree benefits can be challenging. While you can accumulate delayed retirement credits through suspension, factors like family benefits and Medicare considerations add layers to the decision-making process. If you're considering suspending your retiree benefits, it's crucial to consult with a knowledgeable tax and/or legal advisor for expert guidance.

The post CASE OF THE WEEK – Suspending Social Security Retirement Benefits appeared first on TRA.

Plan Sponsors Ask…
1/30/2024 2:06:10 PM +00:00

Seek clarity on the U.S. Department of Labor's latest 401(k) audit rule for Form 5500. Uncover essential details and insights to understand the implications and requirements of this rule. Stay informed and navigate the regulatory landscape with confidence as you address changes to the 401(k) audit process.

The post Plan Sponsors Ask… appeared first on TRA.

CASE OF THE WEEK – A SIMPLE Switch
1/26/2024 2:05:13 PM +00:00

SECURE 2.0 offers a solution for businesses seeking to transition from a SIMPLE IRA plan to an approved safe harbor 401(k) replacement plan midway through 2024 and beyond. Gain clearer insights into this option with Notice 2024-02.

The post CASE OF THE WEEK – A SIMPLE Switch appeared first on TRA.

Inside the Minds -Priorities Regarding Financial Needs
1/23/2024 1:02:09 PM +00:00

Explore the shifting landscape of employee financial priorities based on Bank of America's 13th Annual Workplace Benefits Report. Uncover the trend of prioritizing short-term financial needs over retirement savings, with fewer employees emphasizing long-term goals. Dive into the data highlighting increased focus on paying off credit card debt and saving for the unexpected. Assess how your retirement plan aligns with these workplace trends, empowering you and your plan advisor to guide employees effectively toward financial wellness. Delve into two key trends shaping the landscape for informed decision-making.

The post Inside the Minds -Priorities Regarding Financial Needs appeared first on TRA.

Our Team
Brian Flynn
Regional Plan Consultant
Grant Livingston
Regional Plan Consultant
Mike Schessler
Regional Plan Consultant
Paul Phan
Regional Plan Consultant
Brenda Brumm
Internal Plan Consultants Team Lead
Jodie Mellon
Internal Plan Consultant
Jodie Mellon
Internal Plan Consultant
Austin Solomon
Internal Plan Consultant
Stephen Switzer
Regional Plan Consultant
Stephen Switzer
Regional Plan Consultant
Stephen Switzer
Regional Plan Consultant
Stephen Switzer
Regional Plan Consultant
Stephen Switzer
Regional Plan Consultant
Philanthorpy

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